Landlord's Insurance

As a landlord you're exposed to more risks than you think, and a standard household buildings policy won't give you the cover you need.

Buildings Insurance

• Your building is automatically covered for up to £500,000 rebuilding cost as standard. If you need more - more is available
• Lost rent and re-letting costs (up to two years or £50,000) are covered if something serious happens* and your tenant needs to move out
• Free Emergency Assistance cover so your tenants calls HomeLet, not you when's there's a home emergency at 3am!
• Full cover for up to 90 days between tenancies – meaning you're insured during void periods
• Malicious Damage by your tenant is an optional upgrade which also includes Accidental Damage by tenants
• Protection for you in today's litigious society - £5m property owners liability and £10m employer's liability
• Choice of excesses available to suit your budget and you could also benefit from a great introductory discount

Contents Insurance

• Loss of rent or re-letting costs covered for up to 30% of the amount you're insured for, if something serious happens* and your tenant needs to move out you can still pay your mortgage
• New for old replacement of your contents
• If you let out a leasehold property, HomeLet will automatically cover your kitchen fixtures and fittings and bathroom sanitary ware – which is something that the insurance on your building probably won't do
• Free Emergency Assistance cover, so your tenants calls HomeLet, not you when's there's a home emergency at 3am!
• Full cover for up to 90 days between tenancies – meaning you're insured during void periods
• Malicious Damage by your tenant is an optional upgrade which also includes Accidental Damage
• Protection for you in today's litigious society – with £5m property owners liability and £10m employer's liability

Contents Insurance For Unfurnished Properties

• Cover from £72 +IPT a year
• Up to £5,000 cover for your carpets, curtains, blinds, light fittings and your kitchen white goods
• Protection for you in today's litigious society – with £5m property owner's liability and £10m employer's liability Cover for loss of rent or re-letting costs for up to £1,500 if something serious happens* and your tenant needs to move out
• Full cover for up to 90 days when your property is empty between tenancies – meaning you're insured during void periods
• Lock replacement if the keys have been stolen

For more details about HomeLet's Insurance Services, call Romans on 01344 753 132.

*As a result of an insured peril

HomeLet is a trading name of Barbon Insurance Group Limited which is authorised and regulated by the Financial Services Authority. Registered in England number 3135797. Registered office address: 4-9 Highview, High Street, Bordon, Hampshire GU35 0AX