Arranging your mortgage doesn't need to be complicated! Ensure you get the most out of your appointment by following our mortgage appointment checklist.
For our advisors to give you the best advice, they’ll need to see a number of important documents detailing your identity, address and income. This way they can accurately calculate how much you can borrow, what you can afford to repay and over how long.
If you already have a property in mind, bringing the purchasing details along with proof of your deposit - this will help to speed things up. Talking to a mortgage advisor seriously about your finances builds trust between you and the other parties in your property chain as it shows that you are serious about moving. Being proactive in this way could improve the chance of your offer being accepted.
After carefully reviewing all of your documents and understanding your current circumstances, your advisor will be able to recommend the best product for you. Don’t worry about forgetting the information you’re given in the appointment, your advisor will write down exactly what they are recommending and why so you can think it over.
Along with the recommended mortgage product, terms and repayments, your advisor will provide you with a quote and any insurance policies. The next steps are up to you. If you are happy with the quote – great! If not, our advisors can work with you until they find the most suitable product.
For expert mortgage advice, contact Romans Mortgage Services on 0118 3219 536.
ARRANGE A MORTGAGE APPOINTMENT NOW