Arranging your mortgage doesn't need to be complicated! Ensure you get the most out of your appointment with a mortgage adviser by following our tips and bringing all the documents on our mortgage appointment checklist with you. 

mandatory checklist

For our financial advisers to give you the best advice, they’ll need to see a number of important documents detailing your identity, address and income. This way they can accurately calculate how much you can borrow, what you can afford to repay and over how long.

If you already have a property in mind, bring the details of the property along to your appointment, along with proof of your deposit - this will help to speed things up.

Talking to a mortgage adviser seriously about your finances builds trust between you and the other parties in your property chain, as it shows that you are serious about moving. Being proactive in this way could improve the chance of your offer being accepted.  

After carefully reviewing all of your documents and understanding your current circumstances, your adviser will be able to recommend the best mortgage product for you. Don’t worry about forgetting the information you’re given in the appointment, your adviser will write down exactly what they are recommending and why, so you have some time to think it over.

Along with the recommended mortgage product, terms and repayments, your adviser will provide you with a quote and any insurance policies. The next steps are up to you. If you are happy with the quote – great! If not, our advisers can work with you until they find the most suitable product. Don't be afraid to ask if you feel something isn't right - they're there to help you get the most suitable product for you.


To get  mortgage advice from one of our local experts, contact Romans Mortgage Services on 0118 3219 536, or click below to request a mortgage appointment.