Landlord insurance and rent protection

Choose peace of mind with flexible landlord insurance from Bode Insurance Solutions. The Romans Group (UK) Limited is an introducer appointed representative of Bode Insurance Solutions Limited which is authorised and regulated by the Financial Conduct Authority.

Image

What does landlord insurance cover?

  • Theft, fire and flood damage
  • Tenant caused damage to the property
  • Contents damage, including furnishings
  • Loss of income from unpaid rent
  • Contingency cover for tenant non-disclosure

Protect your investment with landlord rent guarantee 

Sometimes, things don’t go to plan. Fully comprehensive insurance from Bode ensures your property is protected if the worst happens. Theft, fire and flood cover. Property damage. Loss of earnings. We think you’ll enjoy the cover from Bode.

Image

4.6/5

Customer Satisfaction on Google

10,200+

Landlords Let with us

1,600+

People chose to Sell with us

Higher standards of landlord insurance

We go beyond insurance. Legal fees are managed and paid with our premier service. Whether it’s a breach of an agreement or a property in disrepair, rest easy; your legal fees are covered.

Image

Romans Limited is an introducer appointed representative of Bode Insurance Solutions (company no 03101637). Registered Address: Building 1, Meadows Business Park, Blackwater, Camberley GU17 9AB.

Bode Insurance Solutions Limited are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference 313541. You may check this on the Financial Services Register by visiting the FCA’s website https://register.fca.org.uk/s/ or by contacting the FCA on 0800 111 6768.

Image

Landlord Insurance FAQs

No, landlord insurance isn't legally required, but standard home insurance won't cover rental activities. Most mortgage lenders require specialised landlord insurance if you're letting the property, making it essential for most property investors.

Landlord insurance specifically covers rental-related risks that standard policies don't, including loss of rental income, liability protection for tenant injuries, and damage caused by tenants. It's designed to protect your investment property as a business asset.

Yes, landlord insurance typically covers malicious and accidental damage caused by tenants. This protection is crucial for safeguarding your property against potentially costly repairs that wouldn't be covered by standard home insurance.

The cost varies based on factors like property value, location, level of cover needed, and number of properties. Bode Insurance Solutions can provide a tailored quote based on your specific circumstances and requirements.

Yes, Bode Insurance Solutions offers multi-property landlord insurance, which can provide comprehensive coverage for your entire portfolio, often at better rates than insuring properties individually.

4.7/5

rating from 10153 reviews

Google Reviews
Ben Green provided brilliant service, a high standard of buyer qualification, and was very easy to work with. We initially listed our house with Roger Platt Lower Earley in January, with which we had approx 30-40 viewings, of which there were a minimal amount of offers, that were all either far below asking price, or caused the chain to break when they later pulled out. The issue here was that their approach was to show anyone and everyone the property, regardless of whether they could afford it, or even had any intent to buy. After 6 months, we ended our contract with them, and signed up with Ben from Romans. The house sold within a week, at full asking price, to a first time buyer with a large deposit, couldn’t really ask for any more than that. The entire process was very easy for us as sellers, especially due to the following: - Ben did the viewings himself, rather than delegate to different colleagues who would have had limited information about the property. - He also identified potential buyers from outside of Reading looking to relocate, which proved far more successful than getting a crowd of locals around to view. - By providing us with a single point of contact, it made it more simple and effective for us to contact him with queries, than having to deal with several agents that have to keep each other updated, share notes, and miscommunication. 5/5, would highly recommend
Read more
Tom Gray
1 day ago